How To Get A Credit Card

How To Get A Credit Card. Learn how to get a credit card, inlcuding what card to apply for and what information you will need to get approved. Get a credit card that's right for you.

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Accounts are automatically reviewed for credit line increase opportunities. If you have bad credit, you may not get approved for a card with a large sign-up bonus and lucrative rewards. If the credit-card company rejects you because you don't have credit, go for a secured credit card.

Get a credit card that's right for you.

A credit card can be a smart way to make purchases online or when you just don't happen to have cash to hand.

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Since creditors view bad credit as a sign of credit risk, those with bad credit are typically limited to subprime unsecured credit cards, which often Without a credit report or score to help creditors determine your credit risk, many issuers will be hesitant to approve those who fall into the "No Credit. If the credit-card company rejects you because you don't have credit, go for a secured credit card. How the CARD Act changed the game.